Example of Savings Calculator Template

Savings Calculator

	Saving's Chart
	Earnings
	$100,000.00
	$90,000.00					Savings Plan
	$80,000.00					Initial Investment	$10,000.00
-----------End Balance	$70,000.00	Years of Investment	30
-----------Cumulative Investment	$60,000.00	Annual Interest Rate	3.50%
	$50,000.00	Deposit amount	$100.00
	$40,000.00	Number of deposits per year	12
	$30,000.00	Additional annual Investments	$0.00
	$20,000.00	Summary
	$10,000.00	Value After 30 Years	$92,074.15
		0	20	40	Total Invested	$46,000.00
		Date			Interest Earned	$46,074.15

Yearly Summary

Year	Interest Rate	Scheduled Deposits	Estimated Annual Interest	Cumulative Interest	Cumulative Investment	End Balance
		$10,000.00				$10,000.00
1	3.50%	$1,200.00	$375.11	$375.11	$11,200.00	$11,575.11
2	3.50%	$1,200.00	$431.13	$806.24	$12,400.00	$13,206.24
3	3.50%	$1,200.00	$489.14	$1,295.38	$13,600.00	$14,895.38
4	3.50%	$1,200.00	$549.22	$1,844.60	$14,800.00	$16,644.60
5	3.50%	$1,200.00	$611.44	$2,456.04	$16,000.00	$18,456.04
6	3.50%	$1,200.00	$675.86	$3,131.90	$17,200.00	$20,331.90
7	3.50%	$1,200.00	$742.58	$3,874.49	$18,400.00	$22,274.49
8	3.50%	$1,200.00	$811.67	$4,686.16	$19,600.00	$24,286.16
9	3.50%	$1,200.00	$883.22	$5,569.38	$20,800.00	$26,369.38
10	3.50%	$1,200.00	$957.32	$6,526.70	$22,000.00	$28,526.70
11	3.50%	$1,200.00	$1,034.05	$7,560.75	$23,200.00	$30,760.75
12	3.50%	$1,200.00	$1,113.50	$8,674.25	$24,400.00	$33,074.25
13	3.50%	$1,200.00	$1,195.79	$9,870.04	$25,600.00	$35,470.04
14	3.50%	$1,200.00	$1,281.00	$11,151.04	$26,800.00	$37,951.04
15	3.50%	$1,200.00	$1,369.24	$12,520.28	$28,000.00	$40,520.28
16	3.50%	$1,200.00	$1,460.62	$13,980.90	$29,200.00	$43,180.90
17	3.50%	$1,200.00	$1,555.25	$15,536.15	$30,400.00	$45,936.15
18	3.50%	$1,200.00	$1,653.25	$17,189.40	$31,600.00	$48,789.40
19	3.50%	$1,200.00	$1,754.73	$18,944.13	$32,800.00	$51,744.13
20	3.50%	$1,200.00	$1,859.82	$20,803.95	$34,000.00	$54,803.95
21	3.50%	$1,200.00	$1,968.65	$22,772.60	$35,200.00	$57,972.60
22	3.50%	$1,200.00	$2,081.35	$24,853.94	$36,400.00	$61,253.94
23	3.50%	$1,200.00	$2,198.05	$27,052.00	$37,600.00	$64,652.00
24	3.50%	$1,200.00	$2,318.91	$29,370.91	$38,800.00	$68,170.91
25	3.50%	$1,200.00	$2,444.07	$31,814.98	$40,000.00	$71,814.98
26	3.50%	$1,200.00	$2,573.68	$34,388.66	$41,200.00	$75,588.66
27	3.50%	$1,200.00	$2,707.90	$37,096.55	$42,400.00	$79,496.55
28	3.50%	$1,200.00	$2,846.89	$39,943.44	$43,600.00	$83,543.44
29	3.50%	$1,200.00	$2,990.82	$42,934.27	$44,800.00	$87,734.27
30	3.50%	$1,200.00	$3,139.88	$46,074.15	$46,000.00	$92,074.15

Notes on Savings Calculator Example

Use this Savings Calculator to estimate your savings amounts per year.
This document DOES NOT take into account taxes on interest and assumes
a fixed interest rate. Use this only for personal education, please
consult a financial adviser or other professional for financial decisions.

Initial Investment: the starting investment amount.
Years of Investment: number of years you plan on making regular deposits.
Annual Interest Rate: the annual interest rate associated with the investment
account.
Deposit Amount: the amount you plan on investing each period.
Number of deposits per year: the amount of deposits you plan on making
per year. Use the following guideline:
1 Annually
2 Semi-Annually
4 Quarterly
12 Monthly
24 Bi-monthly
52 Weekly
365 Daily

Additional Annual Investments: Any additional yearly deposits, at the
end of the year.

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